Equity Bank is listing a 5.10% APY 7-month CD and a 5.00% APY 12-month CD. The minimum deposit is $1,000. They also have some competitive long term CDs with yields of 4.75% APY. Full details along with early withdrawal penalties are listed in the bank’s rate table. These are also available in an IRA.

The website states “To open an account, call 214-237-3170.” You can also open a CD via mail. A copy of the SS, DL and a check was all it took. Applications are available here.

The bank has two branches in Dallas, Texas. Bankrate.com’s review gives Equity bank a 2/5 star rating.