Local Interest Rates

San Antonio Credit Union is offering 5.01% APY on the first $25,000 on deposit in their mY generation Checking Account. Account balances over $25,000 will earn 1.01% apy. This account features no minimum balance requirement and refunds up to $25 in ATM fees per account cycle. In order to receive the benefits of this account, each statement cycle you must make at least 12 debit card transactions (not including ATM transactions), receive e-Statements, make at least one direct deposit or one ACH Auto Debit, and access SACU Online Anytime. Accounts that don’t meet these requirements will earn a dividend equal to the SACU base checking rate.

Field of membership in San Antonio Credit Union is extended to those who belong to any of the credit union’s 1500 plus sponsoring organizations. Membership is also extended to students at any post secondary educational institution who live in the San Antonio area.

United SA Federal Credit Union is offering 6.01% APY on the first $25,000 on deposit in their Premium Reward Checking Account. Account balances over $25,000 earn .10% APY. This account features no minimum balance requirement and free nationwide ATM transactions. In order to qualify for these benefits at least once per statement cycle you must make at least 10 Debit Card transactions, receive eStatements, and access E-Teller. Accounts that don’t meet these requirements will earn .05% APY. See site for additional details.

Field of membership in United SA Federal Credit Union is extended to those who live, work, regularly conduct business, volunteer, worship, or attend school in Bexar County, Texas. See site for a further details on this credit union’s field of membership.

Pentagon Federal Credit Union has updated their share certificate rates. They are now offering a yield of 5.00% apy on their 7 year share certificates and 4.75% APY on their 5 year share certificates. These yields are good for both regular and IRA share certificates. The minimum deposit requirement for these certificates is $1,000.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you don’t qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

Oregon Community Credit Union is offering 5.05% APY on their Remarkable Checking Account. In order to earn this yield you must be actively enrolled in eStatements, login to Internet Banking at least once per cycle, make one electronic deposit or withdrawal per cycle, and make at least ten cleared debit transactions per cycle. Those who don’t will earn .10% on their account after the first statement cycle. This account has no minimum balance requirements and refunds ATM fees from other financial institutions.

Field of membership in Oregon Community Credit Union is extended to those who live or work in the Oregon counties of Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington or Yamhill.

State Department Federal Credit Union is offering 5.00% APY on a 14 month IRA share certificate special. The minimum deposit requirement for this special is $500 and this account must be funded with money new to the credit union.

Field of membership in State Department Federal Credit Union is extended to employees of the Department of State and a number of other select employee groups in the Washington DC area.

Access Credit Union is listing very competitive yields on its share and IRA certificates. These include a 4.26% APY 6-month CD, 4.51% APY 12-month CD, 4.71% APY 30-month CD and a 4.85% APY 60-month CD. The minimum deposit is $10,000. Yields are 15 basis points lower for a minimum deposit of $500.

Membership is open to those who work or live in parts of Chicago and in one of several Illinois communities.

Membership requires a minimum $5 deposit in the savings account. There’s a monthly fee if the savings account balance is under $100 (with some exceptions).

Branches are located in Westchester and Chicago, IL. The credit union is federally insured by the NCUA .

Three Rivers Federal Credit Union in Indiana has a high interest checking account called EPIC Checking. The account earns 6.01% annual percentage yield (APY) on balances up to $25,000 and 3.50% APY on portions over $25,000. Plus, with the EPIC Checking account, ATM fees charged by any ATM nationwide are refunded up to $12 per month or $3 per item.

Four requirements must be met each statement cycle to earn the yields.

1. Actively enroll in eStatements
2. Make at least 10 Visa Check Card transactions each month
3. Have one direct deposit, automatic debit or On-Line Bill Payer payment each month
4. Access On-Line Account Access at least once each month

For the first month, you’ll be paid the high yield and ATM fee refunds regardless of whether or not you meet the requirements. After that, if you don’t meet all four of the requirements during a month, the account will earn 0.25% apy on all balances and ATM fees will not be refunded.

Ukrainian Federal Credit Union is offering yields of 5.00% APY and up on a number of their regular and IRA share certificates. Yields rise as high as 5.23% APY for a 4 year regular share certificate.

Field of membership in Ukrainian Federal Credit Union is extended to those who belong to a number of Ukrainian related organizations, churches, and associations.

First New England Federal Credit Union is offering 6.01% APY on balances up to $25,000 in their Free Rewards Checking Account. Account balances over $25,000 will earn 3.00% APY. This account has no minimum balance requirement and offers ATM fee refunds of up to $25/month. You must enroll in eServices, initiate direct deposit or auto-debit, and make 12 or more debit card transactions per account cycle to qualify for the above yields and ATM refunds. Those who don’t will earn .10% APY.

Field of membership in First New England Federal Credit Union is extended to residents of Vernon, Connecticut and friends of the Lucy Robbins Welles Library among others.

Equity Bank is listing a 5.10% APY 7-month CD and a 5.00% APY 12-month CD. The minimum deposit is $1,000. They also have some competitive long term CDs with yields of 4.75% APY. Full details along with early withdrawal penalties are listed in the bank’s rate table. These are also available in an IRA.

The website states “To open an account, call 214-237-3170.” You can also open a CD via mail. A copy of the SS, DL and a check was all it took. Applications are available here.

The bank has two branches in Dallas, Texas. Bankrate.com’s review gives Equity bank a 2/5 star rating.