Haverhill Bank has a reward checking account that pays 6.01% APY on balances up to $100,000 (1.01% for over) and refunds ATM fees if the following monthly requirements are met:

• 10 debit card transactions
• One direct deposit or ACH auto debit
• Access online banking
• Receive electronic statements.

If these are not met, the rate falls to 0.15%.
As is common for reward checking accounts in Massachusetts, this one has a high cap of $100K in which you can earn the high yield. The average cap is $25K.

Branches are located in the MA cities of Haverhill and Bradford. The bank is FDIC insured.

Related posts:

1. Peoples Bank (TN) Rewards Checking Account