PeopleFirst Bank is having a grand opening special with a 2.75% APY 13-month CD. Minimum deposit on this certificate is $2,500. This rate is current as of 5/15/2009.

It appears that a branch visit is required to open an account. Branches are located in Joliet and Shorewood, Illinois which are about 40 miles southwest of Chicago.

PeopleFirst Bank was established in 2007, and is currently FDIC insured.